▸ Flash Sale — Up to 70% OFF today • ▸ Free delivery on orders over ₦30,000 • ▸ 2,000+ orders fulfilled across Nigeria • ▸ Paystack & Flutterwave secured checkout • ▸ Same-day delivery — Lagos, Abuja & PH • ▸ Flash Sale — Up to 70% OFF today • ▸ Free delivery on orders over ₦30,000 • ▸ 2,000+ orders fulfilled across Nigeria • ▸ Paystack & Flutterwave secured checkout • ▸ Same-day delivery — Lagos, Abuja & PH •
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Home›Payment Methods
Payments
How to Pay on SwiftXpress
Choose from 4 payment methods — all secured and processed instantly.
Debit / Credit Card
Visa, Mastercard, Verve. Instant confirmation. Processed by Paystack with 3D Secure authentication.
VISAMastercardVerve
Bank Transfer
A unique virtual account is generated for each order. Transfer exact amount within 30 minutes. Works with all Nigerian banks — Wema (ALAT), GTBank, Access, First Bank and more.
USSD
No internet needed. Dial a short code from any phone. Available for all major Nigerian banks including GTBank *737#, Access *901#, First Bank *894#, UBA *919#, Zenith *966#.
Pay on Delivery
Cash payment when your order arrives. Available for Lagos orders only. Have exact change ready. Not available for orders above ₦500,000.

Security & Fraud Protection

All transactions on SwiftXpress are protected by:

USSD Codes Quick Reference

BankUSSD Code
GTBank*737*[amount]*[ref]#
Access Bank*901*[amount]*[ref]#
First Bank*894*[amount]*[ref]#
UBA*919*[amount]*[ref]#
Zenith Bank*966*[amount]*[ref]#
Sterling Bank*822*[amount]*[ref]#
Ecobank*326*[amount]*[ref]#